Pensions Act (Northern Ireland) 2015

• “administration charge”, in relation to a member of a pension scheme, means any of the following to the extent that they may be used to meet the administrative expenses of the scheme, to pay commission or in any other way that does not constitute the provision of pension benefits for or in respect of members or the making of transfer payments with a view to acquiring rights or entitlements to pension benefits under different pension schemes —any payments made to the scheme by, or on behalf or in respect of, the member,any income or capital gain arising from the investment of such payments, orthe value of the member's rights under the scheme;

• “relevant scheme” means a pension scheme of a description specified in the regulations.

Power to impose requirements relating to administration or governance

2

• (1) The Department may by regulations impose requirements relating to the administration or governance of a relevant scheme that must be satisfied in relation to the scheme.

• (2) The regulations—

• (a) may make provision for the manner of, and criteria for, determining whether a requirement is satisfied;

• (b) may provide for the determination to be made in accordance with guidance issued from time to time by the Department.

• (3) The regulations may impose duties on the trustees or managers of a relevant scheme or others.

• (4) The regulations may provide that a scheme is not a qualifying scheme in relation to a jobholder for the purposes of Part 1 of the Pensions (No. 2) Act if a provision of the regulations—

• (a) is contravened, or

• (b) is contravened in a way specified in the regulations.

• (5) In this paragraph “relevant scheme” means a pension scheme of a description specified in the regulations.

Compliance

3

• (1) The Department may by regulations make provision with a view to ensuring compliance with a provision of regulations under paragraph 1 or 2.

• (2) The regulations may in particular—

• (a) provide for the Regulator to issue a notice (a “compliance notice”) to a person with a view to ensuring the person's compliance with a provision of regulations under paragraph 1 or 2;

• (b) provide for the Regulator to issue a notice (a “third party compliance notice”) to a person with a view to ensuring another person's compliance with a provision of regulations under paragraph 1 or 2;

• (c) provide for the Regulator to issue a notice (a “penalty notice”) imposing a penalty on a person where the Regulator is of the opinion that the person has failed to comply with a compliance notice or third party compliance notice or has contravened a provision of regulations under paragraph 1 or 2;

• (d) provide for the making of a reference to the First-tier Tribunal or Upper Tribunal in respect of the issue of a penalty notice or the amount of a penalty;

• (e) confer other functions on the Regulator.

• (3) The regulations may make provision for determining the amount, or the maximum amount, of a penalty in respect of a failure or contravention.

• (4) But the amount of a penalty imposed under the regulations in respect of a failure or contravention must not exceed—

• (a) £5,000, in the case of an individual, and

• (b) £50,000, in any other case.

Interpretation

4

• (1) Expressions used in this Schedule and in Schedule 17 have the same meaning in this Schedule as in that Schedule (see paragraph 14 of that Schedule).

• (2) In this Schedule “relevant scheme” is to be construed in accordance with paragraphs 1(5) and 2(5).

• (3) Where a pension scheme is divided into sections, each section that is a collective money purchase scheme for the purposes of Part 2 of the Pension Schemes Act 2021 (see section 52(2)(b) of that Act) is to be treated for the purposes of this Schedule as a separate scheme.

Crown application

5

• (1) This Schedule applies to a pension scheme managed by or on behalf of the Crown as it applies to other pension schemes.

• (2) Accordingly, a reference in this Schedule to a person in the person's capacity as a trustee or manager of a pension scheme include the Crown, or a person acting on behalf of the Crown, in that capacity.

• (3) This Schedule applies to persons employed by or under the Crown as it applies to persons employed by a private person.

Overriding provision

6

• (1) The Department may by regulations provide that specified provisions override any provision of a relevant scheme to the extent that it conflicts with them.

• (1A) The Department may by regulations provide that specified provisions override any term of a relevant contract to the extent that it conflicts with them.

• (2) A “specified provision” is a provision of regulations under this Schedule specified in regulations made under sub-paragraph (1) or (1A).

• (3) “Relevant contract” means a contract between the trustees or managers of a relevant scheme and a person providing services in relation to the scheme.

Other provision relating to regulations under this Schedule

7

The Department may by regulations amend or otherwise modify any statutory provision (whenever passed or made) in connection with any provision made by regulations under the preceding provisions of this Schedule.

8

Before making any regulations under this Schedule, the Department must consult such persons as it considers appropriate, but that duty to consult does not apply to regulations making only provision corresponding to provision contained in regulations made by the Secretary of State in relation to Great Britain.

Amendments

9

• (1) The Pension Schemes Act is amended as follows.

• (2) In section 90(2A) (right to cash equivalent)—

• (a) in paragraph (a), after sub-paragraph (viii) (inserted by Schedule 17) insert—

(ix) regulations made under Schedule 18 to the Pensions Act (Northern Ireland) 2015;

;

• (b) in paragraph (b), after sub-paragraph (vi) (inserted by Schedule 17) insert—

(vii) regulations made under paragraph6 of Schedule 18 to the Pensions Act (Northern Ireland) 2015.

.

• (3) In section 96B(2) (meaning of “scheme rules”: occupational pension schemes)—

• (a) in paragraph (a), after sub-paragraph (xi) (inserted by Schedule 17) insert—

(xii) regulations made under Schedule 18 to the Pensions Act (Northern Ireland) 2015.

;

• (b) in paragraph (b), after sub-paragraph (viii) (inserted by Schedule 17) insert—

(ix) regulations made under paragraph 6 of Schedule 18 to the Pensions Act (Northern Ireland) 2015.

.

• (4) In section 97AI(7) (rights to cash transfer sum and contribution refund: further provisions)—

• (a) in paragraph (a), after sub-paragraph (x) (inserted by Schedule 17) insert—

(xi) regulations made under Schedule 18 to the Pensions Act (Northern Ireland) 2015;

;

• (b) in paragraph (b), after sub-paragraph (viii) (inserted by Schedule 17) insert—

(ix) regulations made under paragraph 6 of Schedule 18 to the Pensions Act (Northern Ireland) 2015.

.

10

In Article 233 of the 2005 Order (no indemnification for fines or civil penalties), in paragraph (1)(b), after “or paragraph 10 of Schedule 17 to the Pensions Act (Northern Ireland) 2015” (inserted by Schedule 17) insert “ or paragraph 3 of Schedule 18 to that Act. ”.

11

• (1) Section 16 of the Pensions (No. 2) Act (automatic enrolment: qualifying schemes) is amended as follows.

• (2) In subsection (3), omit paragraphs (a), (aa) and (ab).

• (3) After subsection (3) insert—

(3A) See also paragraphs1(4) and 2(4) of Schedule 18 to the Pensions Act (Northern Ireland) 2015, which confer power to make regulations providing for a scheme not to be a qualifying scheme in relation to a jobholder in certain circumstances.

.

• (4) Omit subsections (4) and (5).

12

In consequence of the amendments made by paragraph 11, section 11 of the Pensions Act (Northern Ireland) 2012 (qualifying schemes: administration charges) is repealed.

SCHEDULE 19

The Pensions (Northern Ireland) Order 1995 (NI 22)

1

The 1995 Order is amended as follows.

2

In Article 6 (removal or suspension of trustees: consequences)—

• (a) in paragraphs (1) and (3), after “Article 3” insert “ or 3A ”;

• (b) in paragraph (4), after “Article 3” insert “ , 3A ”.

3

In Article 7 (appointment of trustees), in paragraph (1), after “Article 3,” insert “ by Article 3A ”.

4

In Article 9 (removal and appointment of trustees: property), after “a trustee” insert “ or a trustee is removed under Article 3A ”.

The Pensions (Northern Ireland) Order 2005 (NI 1)

5

The 2005 Order is amended as follows.

6

In Article 7 (functions exercisable by the Determinations Panel), in paragraph (6), after sub-paragraph (e) insert—

(ea) Article 3A(3) of that Order (application for waiver of prohibition);

.

7

In Article 61 (register of prohibited trustees), in paragraph (1), for the words from “of all” to the end substitute

(“the prohibition register”) of— (a) all persons who are prohibited under Article 3 of the 1995 Order, and (b) all persons appearing to the Regulator to be prohibited under Article 3A of that Order.

.

8

In Article 91 (Pensions Regulator's regulatory functions: standard procedure), in paragraph (6), after sub-paragraph (i) insert—

(ia) the power under Article 3A(3) of that Order to give a notice waiving a prohibition;

.

9

In Article 92 (Pensions Regulator's regulatory functions: special procedure), in paragraph (5), after sub-paragraph (j) insert—

(ja) the power under Article 3A(3) of that Order to give a notice waiving a prohibition;

.

10

• (1) Schedule 2 (Pensions Regulator's reserved regulatory functions) is amended as follows.

• (2) After paragraph 5 insert—

(5A) The power under Article 3A(3) to give a notice waiving a prohibition.

.

• (3) In paragraph 9(a), after “orders)” insert “ or by Article 3A ”.

SCHEDULE 20

PART 1 — THE NEW COMPENSATION CAP

1

Schedule 6 to the 2005 Order (pension compensation provisions) is amended as follows.

2

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

3

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

4

In paragraph 24(2), at the end insert “ of the periodic compensation at that time ”.

5

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

6

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

7

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

PART 2 — EFFECT OF CHANGE IN TRANSISTIONAL CASES

Recalculation of periodic compensation going forwards

8

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

New cap does not generally affect old payments

9

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Survivors' compensation

10

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Cases involving early payment or postponement of compensation

11

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Recalculation of terminal illness lump sums given in the past year

12

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Meaning of “the pension compensation provisions” in Part 3 of the 2005 Order

13

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

PART 3 — SCHEMES UNDERGOING ASSESSMENT OR WINDING UP ON THE COMMENCEMENT DATE

Schemes undergoing assessment on the commencement date

14

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

...

...

Schemes that begin winding up before the commencement date

15

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

...

...

Meaning of “undergoing assessment”

16

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Meaning of “eligible scheme”

17

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

PART 4 — INTERPRETATION AND POWER TO MAKE FURTHER TRANSISTIONAL PROVISION

Interpretation

18

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

19

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Further transitional provision

20

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

21

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

22

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Entitlement to state pension at full or reduced rate

Recalculation and backdating of transitional rate in special cases

Shared state pension on divorce etc.

Section 17 supplementary: calculating weeks, overseas residents, etc.

Shared state pension on divorce etc.

Overseas residents

Option to boost old retirement pensions

Increase in pensionable age to 67

Increase in pensionable age to 67

State pension credit: phasing out assessed income periods

Bereavement support payment: contribution condition and amendments

Automatic re-enrolment: exceptions where automatic enrolment deferred

Power to prohibit offer of incentives to transfer pension rights

Automatic re-enrolment: exceptions where automatic enrolment deferred

Alternative quality requirements for UK defined benefits scheme

Alternative quality requirements for UK defined benefits scheme

Automatic enrolment: transitional period for hybrid schemes

Unpaid scheme contributions

Unpaid scheme contributions

Disclosure of information about transaction costs to members etc.

Maximum period between scheme returns to be 5 years for micro schemes

Maximum period between scheme returns to be 5 years for micro schemes

Regulations and orders

Editorial notes

[^c22569481]: S. 1 in operation at 6.4.2016, see s. 53(1)(3)

[^c22569491]: S. 2(3) in operation at 16.7.2015 for specified purposes by S.R. 2015/307, art. 2(2)(a)

[^c22902061]: S. 2 in operation at 6.4.2016 so far as not brought into operation earlier by an order, see s. 53(1)(3)

[^c22569501]: S. 3(1) in operation at 25.2.2016 for specified purposes by S.R. 2016/68, art. 2(a)

[^c22902071]: S. 3 in operation at 6.4.2016 so far as not brought into operation earlier by an order, see s. 53(1)(3)

[^c22569511]: S. 4(2) in operation at 16.7.2015 for specified purposes by S.R. 2015/307, art. 2(2)(b)

[^c22902081]: S. 4 in operation at 6.4.2016 so far as not brought into operation earlier by an order, see s. 53(1)(3)

[^c22569521]: S. 5 in operation at 6.4.2016, see s. 53(1)(3)

[^c22569531]: S. 6 in operation at 6.4.2016, see s. 53(1)(3)

[^c22569541]: S. 7 in operation at 6.4.2016, see s. 53(1)(3)

[^c22569551]: S. 8(3)(7)(8) in operation at 16.7.2015 for specified purposes by S.R. 2015/307, art. 2(2)(c)

[^c22902091]: S. 8 in operation at 6.4.2016 so far as not brought into operation earlier by an order, see s. 53(1)(3)

[^c22569561]: S. 9 in operation at 6.4.2016, see s. 53(1)(3)

[^c22569571]: S. 10 in operation at 25.2.2016 for specified purposes by S.R. 2016/68, art. 2(b)

[^c22902101]: S. 10 in operation at 6.4.2016 so far as not brought into operation earlier by an order, see s. 53(1)(3)

[^c22569581]: S. 11 in operation at 6.4.2016, see s. 53(1)(3)

[^c22569591]: S. 12 in operation at 6.4.2016, see s. 53(1)(3)

[^c22569601]: S. 13(2) in operation at 16.7.2015 for specified purposes by S.R. 2015/307, art. 2(2)(i)

[^c22902111]: S. 13 in operation at 6.4.2016 so far as not brought into operation earlier by an order, see s. 53(1)(3)

[^c22569611]: S. 14(2) in operation at 16.7.2015 for specified purposes by S.R. 2015/307, art. 2(2)(j)

[^c22902121]: S. 14 in operation at 6.4.2016 so far as not brought into operation earlier by an order, see s. 53(1)(3)

[^c22569621]: S. 15 in operation at 16.7.2015 for specified purposes by S.R. 2015/307, art. 2(2)(k)

[^c22902131]: S. 15 in operation at 6.4.2016 so far as not brought into operation earlier by an order, see s. 53(1)(3)

[^c22569631]: S. 16(1)(6) in operation at 16.7.2015 for specified purposes by S.R. 2015/307, art. 2(2)(d)

[^c22902141]: S. 16 in operation at 6.4.2016 so far as not brought into operation earlier by an order, see s. 53(1)(3)

[^c22569641]: S. 17(4)(5) in operation at 16.7.2015 for specified purposes by S.R. 2015/307, art. 2(2)(e)

[^c22902151]: S. 17 in operation at 6.4.2016 so far as not brought into operation earlier by an order, see s. 53(1)(3)

[^c22569651]: S. 18(1) in operation at 16.7.2015 for specified purposes by S.R. 2015/307, art. 2(2)(f)

[^c22902161]: S. 18(2)-(4) in operation at 25.2.2016 for specified purposes by S.R. 2016/68, art. 2(c)

[^c22902171]: S. 18 in operation at 6.4.2016 so far as not brought into operation earlier by an order, see s. 53(1)(3)

[^c22569661]: S. 19 in operation at 16.7.2015 for specified purposes by S.R. 2015/307, art. 2(2)(g)

[^c22902181]: S. 19 in operation at 6.4.2016 so far as not brought into operation earlier by an order, see s. 53(1)(3)

[^c22569671]: S. 20 in operation at 25.2.2016 for specified purposes by S.R. 2016/68, art. 2(d)

[^c22902191]: S. 20 in operation at 6.4.2016 so far as not brought into operation earlier by an order, see s. 53(1)(3)

[^c22569681]: S. 21 in operation at 6.4.2016, see s. 53(1)(3)

[^c22569691]: S. 22(1) in operation at 16.7.2015 for specified purposes by S.R. 2015/307, art. 2(2)(h)

[^c22902201]: S. 22 in operation at 6.4.2016 so far as not brought into operation earlier by an order, see s. 53(1)(3)

[^c22902301]: Word in art. 22(1) omitted (6.4.2016) by virtue of The State Pension (Amendment) Regulations (Northern Ireland) 2016 (S.R. 2016/80), regs. 1, 3(2)(a)

[^c22902321]: Words in art. 22(1) inserted (6.4.2016) by The State Pension (Amendment) Regulations (Northern Ireland) 2016 (S.R. 2016/80), regs. 1, 3(2)(b)

[^c22569701]: S. 23 in operation at 16.7.2015 for specified purposes by S.R. 2015/307, art. 2(1)(k)

[^c22902211]: S. 23 in operation at 14.9.2015 for specified purposes by S.R. 2015/329, art. 2(2)(a)

[^c22902221]: S. 23 in operation at 25.2.2016 for specified purposes by S.R. 2016/68, art. 2(e)

[^c22902231]: S. 23 in operation at 6.4.2016 so far as not brought into operation earlier by an order, see s. 53(1)(3)

[^c22902251]: S. 24 applied (with modifications) (14.12.2015) by The Occupational Pension Schemes (Power to Amend Schemes to Reflect Abolition of Contracting-out) Regulations (Northern Ireland) 2015 (S.R. 2015/372), regs. 1, 13(2), 14(2), 15(2)

[^c22569711]: S. 24(2)-(9) in operation at 16.7.2015 by S.R. 2015/307, art. 2(1)(a)

[^c22902241]: S. 24(1) in operation at 14.9.2015 for specified purposes by S.R. 2015/329, art. 2(1)(a)

[^c22902261]: S. 24 in operation at 6.4.2016 so far as not brought into operation earlier by an order, see s. 53(1)(3)

[^c22902271]: Pt. 1 excluded by S.I. 2007/1398, reg. 8(3) as amended (6.4.2016 coming into force in accordance with art. 1(2)(b)) by The Pensions Act 2014 (Consequential, Supplementary and Incidental Amendments) Order 2015 (S.I. 2015/1985), arts. 1(2)(b), 30(4)(a)

[^c22902281]: Pt. 1 modified (6.4.2016) by The Social Security (Reciprocal Agreements) Order (Northern Ireland) 2016 (S.R. 2016/188), arts. 1, 2, Schs. 1, 2

[^c22902291]: Pt. 1 modified (6.4.2016) by The Social Security (Reciprocal Agreement) (Isle of Man) Order (Northern Ireland) 2016 (S.R. 2016/189), arts. 1, 2

[^c22902341]: S. 25 in operation at 16.7.2015 for specified purposes by S.R. 2015/307, art. 2(2)(l)

[^c22902351]: S. 25 in operation at 12.10.2015 in so far as not already in operation by S.R. 2015/329, art. 2(3)

[^c22902361]: S. 27(3) in operation at 14.9.2015 by S.R. 2015/329, art. 2(2)(b)

[^c22902371]: S. 27(1)(2) in operation at 6.4.2016 by S.R. 2015/329, art. 2(4)

[^c22902381]: S. 32 in operation at 16.7.2015 for specified purposes by S.R. 2015/307, art. 2(1)(m)

[^c22902391]: S. 35 in operation at 1.10.2015 by S.R. 2015/307, art. 2(3)

[^c22903021]: S. 36 in operation at 16.7.2015 by S.R. 2015/307, art. 2(1)(b)

[^c22903031]: S. 37 in operation at 16.7.2015 by S.R. 2015/307, art. 2(1)(c)

[^c22903041]: S. 38 in operation at 16.7.2015 by S.R. 2015/307, art. 2(1)(d)

[^c22903051]: S. 39 in operation at 16.7.2015 by S.R. 2015/307, art. 2(1)(e)

[^c22903061]: S. 41 in operation at 16.7.2015 by S.R. 2015/307, art. 2(1)(f)

[^c22903071]: S. 42 in operation at 16.7.2015 by S.R. 2015/307, art. 2(1)(g)

[^c22903081]: S. 44 in operation at 16.7.2015 by S.R. 2015/307, art. 2(1)(h)

[^c22903091]: S. 45 in operation at 16.7.2015 by S.R. 2015/307, art. 2(1)(i)

[^c22903101]: S. 47 in operation at 16.7.2015 by S.R. 2015/307, art. 2(1)(j)

[^c22569721]: Sch. 1 para. 1 in operation at 6.4.2016, see s. 53(1)(3)

[^c22569731]: Sch. 1 para. 2 in operation at 6.4.2016, see s. 53(1)(3)

[^c22569741]: Sch. 1 para. 3 in operation at 6.4.2016, see s. 53(1)(3)

[^c22569751]: Sch. 1 para. 4 in operation at 6.4.2016, see s. 53(1)(3)

[^c22569761]: Sch. 1 para. 5 in operation at 6.4.2016, see s. 53(1)(3)

[^c22569771]: Sch. 1 para. 6 in operation at 6.4.2016, see s. 53(1)(3)

[^c22569781]: Sch. 1 para. 7 in operation at 6.4.2016, see s. 53(1)(3)

[^c22569791]: Sch. 2 para. 1 in operation at 6.4.2016, see s. 53(1)(3)

[^c22569801]: Sch. 2 para. 2 in operation at 6.4.2016, see s. 53(1)(3)

[^c22569811]: Sch. 2 para. 3 in operation at 6.4.2016, see s. 53(1)(3)

[^c22569821]: Sch. 2 para. 4 in operation at 6.4.2016, see s. 53(1)(3)

[^c22569831]: Sch. 3 para. 1 in operation at 6.4.2016, see s. 53(1)(3)

[^c22569841]: Sch. 3 para. 2 in operation at 6.4.2016, see s. 53(1)(3)

[^c22569851]: Sch. 3 para. 3 in operation at 6.4.2016, see s. 53(1)(3)

[^c22569861]: Sch. 3 para. 4 in operation at 6.4.2016, see s. 53(1)(3)

[^c22569871]: Sch. 3 para. 5 in operation at 6.4.2016, see s. 53(1)(3)

[^c22569881]: Sch. 3 para. 6 in operation at 6.4.2016, see s. 53(1)(3)

[^c22569891]: Sch. 3 para. 7 in operation at 6.4.2016, see s. 53(1)(3)

[^c22569901]: Sch. 3 para. 8 in operation at 6.4.2016, see s. 53(1)(3)

[^c22569911]: Sch. 3 para. 9 in operation at 6.4.2016, see s. 53(1)(3)

[^c22569921]: Sch. 4 para. 1 in operation at 6.4.2016, see s. 53(1)(3)

[^c22569931]: Sch. 4 para. 2 in operation at 6.4.2016, see s. 53(1)(3)

[^c22569941]: Sch. 4 para. 3 in operation at 6.4.2016, see s. 53(1)(3)

[^c22569951]: Sch. 4 para. 4 in operation at 6.4.2016, see s. 53(1)(3)

[^c22569961]: Sch. 4 para. 5 in operation at 6.4.2016, see s. 53(1)(3)

[^c22569971]: Sch. 4 para. 6 in operation at 6.4.2016, see s. 53(1)(3)

[^c22569981]: Sch. 5 para. 1 in operation at 6.4.2016, see s. 53(1)(3)

[^c22569991]: Sch. 5 para. 2 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570001]: Sch. 5 para. 3 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570011]: Sch. 5 para. 4 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570021]: Sch. 5 para. 5 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570031]: Sch. 6 para. 1 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570041]: Sch. 6 para. 2 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570051]: Sch. 6 para. 3 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570061]: Sch. 6 para. 4 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570071]: Sch. 6 para. 5 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570081]: Sch. 6 para. 6 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570091]: Sch. 7 para. 1 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570101]: Sch. 7 para. 2 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570111]: Sch. 7 para. 3 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570121]: Sch. 7 para. 4 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570131]: Sch. 8 para. 1 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570141]: Sch. 8 para. 2 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570151]: Sch. 8 para. 3 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570161]: Sch. 8 para. 4 in operation at 16.7.2015 for specified purposes by S.R. 2015/307, art. 2(2)(i)

[^c22904191]: Sch. 8 para. 4 in operation at 6.4.2016 so far as not brought into operation earlier by an order, see s. 53(1)(3)

[^c22570171]: Sch. 9 para. 1 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570181]: Sch. 9 para. 2 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570191]: Sch. 9 para. 3 in operation at 6.4.2016, see s. 53(1)(3)

[^c22904201]: Word in Sch. 9 para. 3(1)(b) omitted (6.4.2016) by virtue of The State Pension (Amendment) Regulations (Northern Ireland) 2016 (S.R. 2016/80), regs. 1, 3(3)(a)

[^c22904221]: Sch. 9 para. 3(1)(ba) inserted (6.4.2016) by The State Pension (Amendment) Regulations (Northern Ireland) 2016 (S.R. 2016/80), regs. 1, 3(3)(b)

[^c22570201]: Sch. 9 para. 4 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570211]: Sch. 9 para. 5 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570221]: Sch. 9 para. 6 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570231]: Sch. 10 para. 1 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570241]: Sch. 10 para. 2 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570251]: Sch. 10 para. 3 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570261]: Sch. 10 para. 4 in operation at 16.7.2015 for specified purposes by S.R. 2015/307, art. 2(2)(j)

[^c22904241]: Sch. 10 para. 4 in operation at 6.4.2016 so far as not brought into operation earlier by an order, see s. 53(1)(3)

[^c22570271]: Sch. 11 para. 1 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570281]: Sch. 11 para. 2 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570291]: Sch. 11 para. 3 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570301]: Sch. 11 para. 4 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570311]: Sch. 11 para. 5 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570321]: Sch. 11 para. 6 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570331]: Sch. 11 para. 7 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570341]: Sch. 11 para. 8 in operation at 16.7.2015 for specified purposes by S.R. 2015/307, art. 2(2)(k)

[^c22904251]: Sch. 11 para. 8 in operation at 6.4.2016 so far as not brought into operation earlier by an order, see s. 53(1)(3)

[^c22570351]: Sch. 11 para. 9 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570361]: Sch. 11 para. 10 in operation at 16.7.2015 for specified purposes by S.R. 2015/307, art. 2(2)(k)

[^c22904261]: Sch. 11 para. 10 in operation at 6.4.2016 so far as not brought into operation earlier by an order, see s. 53(1)(3)

[^c22570371]: Sch. 11 para. 11 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570381]: Sch. 11 para. 12 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570391]: Sch. 11 para. 13 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570401]: Sch. 11 para. 14 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570581]: Sch. 12 para. 1 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570591]: Sch. 12 para. 2 in operation at 25.2.2016 for specified purposes by S.R. 2016/68, art. 2(e)

[^c22904281]: Sch. 12 para. 2 in operation at 6.4.2016 so far as not brought into operation earlier by an order, see s. 53(1)(3)

[^c22570601]: Sch. 12 para. 3 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570611]: Sch. 12 para. 4 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570621]: Sch. 12 para. 5 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570631]: Sch. 12 para. 6(1) in operation at 25.2.2016 for specified purposes by S.R. 2016/68, art. 2(e)

[^c22904291]: Sch. 12 para. 6(3) in operation at 25.2.2016 for specified purposes by S.R. 2016/68, art. 2(f)

[^c22904301]: Sch. 12 para. 6 in operation at 6.4.2016 so far as not brought into operation earlier by an order, see s. 53(1)(3)

[^c22570641]: Sch. 12 para. 7 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570651]: Sch. 12 para. 8 in operation at 14.9.2015 for specified purposes by S.R. 2015/329, art. 2(2)(a)

[^c22904311]: Sch. 12 para. 8 in operation at 6.4.2016 so far as not brought into operation earlier by an order, see s. 53(1)(3)

[^c22570661]: Sch. 12 para. 9 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570671]: Sch. 12 para. 10 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570681]: Sch. 12 para. 11 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570691]: Sch. 12 para. 12 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570701]: Sch. 12 para. 13 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570711]: Sch. 12 para. 14 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570721]: Sch. 12 para. 15 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570731]: Sch. 12 para. 16 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570741]: Sch. 12 para. 17 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570751]: Sch. 12 para. 18 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570761]: Sch. 12 para. 19 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570771]: Sch. 12 para. 20 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570781]: Sch. 12 para. 21 in operation at 14.9.2015 by S.R. 2015/329, art. 2(2)(c)

[^c22570791]: Sch. 12 para. 22 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570801]: Sch. 12 para. 23 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570811]: Sch. 12 para. 24 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570821]: Sch. 12 para. 25 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570831]: Sch. 12 para. 26 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570841]: Sch. 12 para. 27 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570851]: Sch. 12 para. 28 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570861]: Sch. 12 para. 29 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570871]: Sch. 12 para. 30 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570881]: Sch. 12 para. 31 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570891]: Sch. 12 para. 32 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570901]: Sch. 12 para. 33 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570911]: Sch. 12 para. 34 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570921]: Sch. 12 para. 35 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570931]: Sch. 12 para. 36 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570941]: Sch. 12 para. 37 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570951]: Sch. 12 para. 38 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570961]: Sch. 12 para. 39 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570971]: Sch. 12 para. 40 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570981]: Sch. 12 para. 41 in operation at 6.4.2016, see s. 53(1)(3)

[^c22570991]: Sch. 12 para. 42 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571001]: Sch. 12 para. 43 in operation at 6.4.2016, see s. 53(1)(3)

[^c23319571]: Sch. 12 para. 44 omitted (17.2.2016) before coming into operation by virtue of The Welfare Reform (Northern Ireland) Order 2015 (S.I. 2015/2006), arts. 2(2), 102(3); S.R. 2016/46, art. 3(4)(a)

[^c22571021]: Sch. 12 para. 45 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571031]: Sch. 12 para. 46 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571041]: Sch. 12 para. 47 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571051]: Sch. 12 para. 48 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571061]: Sch. 12 para. 49 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571071]: Sch. 12 para. 50 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571081]: Sch. 12 para. 51 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571091]: Sch. 12 para. 52 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571101]: Sch. 12 para. 53 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571111]: Sch. 12 para. 54 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571121]: Sch. 12 para. 55 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571131]: Sch. 12 para. 56 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571141]: Sch. 12 para. 57 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571151]: Sch. 12 para. 58 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571161]: Sch. 12 para. 59 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571171]: Sch. 12 para. 60 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571181]: Sch. 12 para. 61 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571191]: Sch. 12 para. 62 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571201]: Sch. 12 para. 63 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571211]: Sch. 12 para. 64 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571221]: Sch. 12 para. 65 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571231]: Sch. 12 para. 66 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571241]: Sch. 12 para. 67 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571251]: Sch. 12 para. 68 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571261]: Sch. 12 para. 69 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571271]: Sch. 12 para. 70 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571281]: Sch. 12 para. 71 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571291]: Sch. 12 para. 72 in operation at 14.9.2015 for specified purposes by S.R. 2015/329, art. 2(2)(a)

[^c23320041]: Sch. 12 para. 72 in operation at 6.4.2016 so far as not brought into operation earlier by an order, see s. 53(1)(3)

[^c22571301]: Sch. 12 para. 73 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571311]: Sch. 12 para. 74 in operation at 14.9.2015 by S.R. 2015/329, art. 2(2)(c)

[^c22571321]: Sch. 12 para. 75 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571331]: Sch. 12 para. 76 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571341]: Sch. 12 para. 77 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571351]: Sch. 12 para. 78 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571361]: Sch. 12 para. 79 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571371]: Sch. 12 para. 80 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571381]: Sch. 12 para. 81 in operation at 16.7.2015 by S.R. 2015/307, art. 2(1)(k)

[^c22571391]: Sch. 12 para. 82(b) in operation at 16.7.2015 by S.R. 2015/307, art. 2(1)(k)

[^c23322831]: Sch. 12 para. 82 in operation at 6.4.2016 so far as not brought into operation earlier by an order, see s. 53(1)(3)

[^c22571401]: Sch. 13 para. 1 in operation at 14.9.2015 for specified purposes by S.R. 2015/329, art. 2(1)(a)

[^c23322841]: Sch. 13 para. 1 in operation at 6.4.2016 so far as not brought into operation earlier by an order, see s. 53(1)(3)

[^c22571411]: Sch. 13 para. 2 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571421]: Sch. 13 para. 3 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571431]: Sch. 13 para. 4 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571441]: Sch. 13 para. 5 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571451]: Sch. 13 para. 6 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571461]: Sch. 13 para. 7 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571471]: Sch. 13 para. 8 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571481]: Sch. 13 para. 9 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571491]: Sch. 13 para. 10 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571501]: Sch. 13 para. 11 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571511]: Sch. 13 para. 12 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571521]: Sch. 13 para. 13 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571531]: Sch. 13 para. 14 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571541]: Sch. 13 para. 15 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571551]: Sch. 13 para. 16 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571561]: Sch. 13 para. 17 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571571]: Sch. 13 para. 18 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571581]: Sch. 13 para. 19 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571591]: Sch. 13 para. 20 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571601]: Sch. 13 para. 21 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571611]: Sch. 13 para. 22 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571621]: Sch. 13 para. 23 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571631]: Sch. 13 para. 24 in operation at 14.9.2015 for specified purposes by S.R. 2015/329, art. 2(1)(b)

[^c23322991]: Sch. 13 para. 24 in operation at 6.4.2016 so far as not brought into operation earlier by an order, see s. 53(1)(3)

[^c22571641]: Sch. 13 para. 25 in operation at 14.9.2015 for specified purposes by S.R. 2015/329, art. 2(1)(b)

[^c23323021]: Sch. 13 para. 25 in operation at 6.4.2016 so far as not brought into operation earlier by an order, see s. 53(1)(3)

[^c22571651]: Sch. 13 para. 26 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571661]: Sch. 13 para. 27 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571671]: Sch. 13 para. 28 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571681]: Sch. 13 para. 29 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571691]: Sch. 13 para. 30 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571701]: Sch. 13 para. 31 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571711]: Sch. 13 para. 32 in operation at 6.4.2016, see s. 53(1)(3)

[^c22571721]: Sch. 13 para. 33 in operation at 6.4.2016, see s. 53(1)(3)