LegalizeThe Pensions Dashboards Regulations (Northern Ireland) 2022
Made: 25th November 2022
Coming into operation: 12th December 2022
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
PART 1 — General
Citation and commencement
1
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Interpretation
2
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Application
3
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Dashboards Available Point
4
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Oversight of standards
5
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
PART 2 — Prescribed requirements for qualifying pensions dashboard services
Qualifying pensions dashboard services
6
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Cooperation – providers
7
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Connection and functionality
8
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
View data
9
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
State pension information
10
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Operational information and reporting
11
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Information on making a complaint
12
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Enabling auditing
13
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
PART 3 — Requirements relating to trustees or managers of relevant occupational pension schemes
CHAPTER 1 — Requirements relating to cooperation and connection
Cooperation – trustees or managers
14
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Connection according to the staging profile
15
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Early or voluntary connection
16
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Deferred connection
17
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Connection where the staging profile does not apply
18
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Connection where these Regulations cease to apply and then apply again
19
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Connection affected by an assessment period
20
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Notification of disconnection
21
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
CHAPTER 2 — Requirements following connection of a pension scheme
Requirements relating to the provision of pensions information
22
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Find requests, matching, pension identifiers and view requests
23
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Administrative data
24
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Signpost data
25
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Value data
26
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Contextual information
27
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Operational information and reporting
28
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
PART 4 — Compliance and enforcement
Compliance notices
29
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Third party compliance notices
30
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Penalty notices
31
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Penalty notices: recovery
32
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Penalty notices: recovery from bodies corporate and Scottish partnerships
33
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Review of notices
34
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
References to the First-tier Tribunal or Upper Tribunal
35
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
PART 5 — Disclosure of information
Disclosure of information
36
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
SCHEDULE 1 — Interpretation
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
SCHEDULE 2 — Staging profile
PART 1 — Large schemes
| Cohort | Scheme type | Number of relevant members at reference date | Staging deadline |
|---|---|---|---|
| 1(a) | master trust schemes that provide money purchase benefits only | 20,000 or more | 31st August 2023 |
| 1(b) | money purchase schemes used for automatic enrolment | 10,000 or more | 30th September 2023 |
| 1(b) | master trust schemes that provide money purchase benefits only | 10,000 – 19,999 | 30th September 2023 |
| 1(c) | money purchase schemes used for automatic enrolment | 5,000 – 9,999 | 31st October 2023 |
| 1(c) | master trust schemes that provide money purchase benefits only | 5,000 – 9,999 | 31st October 2023 |
| 1(d) | schemes without money purchase benefits, other than public service pension schemes or parliamentary pension schemes | 20,000 or more | 30th November 2023 |
| 1(d) | hybrid schemes | 20,000 or more | 30th November 2023 |
| 1(d) | any remaining money purchase schemes | 20,000 or more | 30th November 2023 |
| 1(e) | money purchase schemes used for automatic enrolment | 2,500 – 4,999 | 31st January 2024 |
| 1(e) | master trust schemes that provide money purchase benefits only | 2,500 – 4,999 | 31st January 2024 |
| 1(f) | money purchase schemes used for automatic enrolment | 1,000 – 2,499 | 29th February 2024 |
| 1(f) | master trust schemes that provide money purchase benefits only | 1,000 – 2,499 | 29th February 2024 |
| 1(g) | schemes without money purchase benefits, other than public service pension schemes or parliamentary pension schemes | 10,000 – 19,999 | 31st March 2024 |
| 1(g) | hybrid schemes | 10,000 – 19,999 | 31st March 2024 |
| 1(g) | any remaining money purchase schemes | 10,000 – 19,999 | 31st March 2024 |
| 1(h) | schemes that provide collective money purchase benefits, whether alone or in conjunction with other benefits | all sizes | 30th April 2024 |
| 1(i) | schemes without money purchase benefits, other than public service pension schemes or parliamentary pension schemes | 5,000 – 9,999 | 30th June 2024 |
| 1(i) | hybrid schemes | 5,000 – 9,999 | 30th June 2024 |
| 1(i) | any remaining money purchase schemes | 5,000 – 9,999 | 30th June 2024 |
| 1(j) | schemes without money purchase benefits, other than public service pension schemes or parliamentary pension schemes | 2,500 – 4,999 | 31st July 2024 |
| 1(j) | hybrid schemes | 2,500 – 4,999 | 31st July 2024 |
| 1(j) | any remaining money purchase schemes | 2,500 – 4,999 | 31st July 2024 |
| 1(k) | schemes without money purchase benefits, other than public service pension schemes or parliamentary pension schemes | 1,500 – 2,499 | 31st August 2024 |
| 1(k) | hybrid schemes | 1,500 – 2,499 | 31st August 2024 |
| 1(k) | any remaining money purchase schemes | 1,500 – 2,499 | 31st August 2024 |
| 1(l) | schemes without money purchase benefits | 1,000 – 1,499 | 30th September 2024 |
| 1(l) | any remaining hybrid schemes | 1,000 – 1,499 | 30th September 2024 |
| 1(l) | any remaining money purchase schemes | 1,000 – 1,499 | 30th September 2024 |
| 1(l) | parliamentary pension schemes | 1,000 or more | 30th September 2024 |
| 1(l) | public service pension schemes | all sizes | 30th September 2024 |
PART 2 — Medium schemes
| Cohort | Type of pension scheme | Number of relevant members at reference date | Staging deadline |
|---|---|---|---|
| 2(a) | relevant occupational pension schemes | 850 – 999 | 31st October 2024 |
| 2(b) | relevant occupational pension schemes | 750 – 849 | 30th November 2024 |
| 2(c) | relevant occupational pension schemes | 600 – 749 | 31st January 2025 |
| 2(d) | relevant occupational pension schemes | 500 – 599 | 28th February 2025 |
| 2(e) | relevant occupational pension schemes | 400 – 499 | 31st March 2025 |
| 2(f) | relevant occupational pension schemes | 320 – 399 | 30th April 2025 |
| 2(g) | relevant occupational pension schemes | 250 – 319 | 31st May 2025 |
| 2(h) | relevant occupational pension schemes | 195 – 249 | 31st July 2025 |
| 2(i) | relevant occupational pension schemes | 155 – 194 | 31st August 2025 |
| 2(j) | relevant occupational pension schemes | 125 – 154 | 30th September 2025 |
| 2(k) | relevant occupational pension schemes | 100 – 124 | 31st October 2025 |
SCHEDULE 3 — Value data
PART 1 — Value data requirements
1
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
2
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
3
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
4
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
5
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
6
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
PART 2 — Exemption from certain projected value data requirements
7
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Signed
Sealed with the Official Seal of the Department for Communities on 25th November 2022
Anne McCleary — A senior officer of the Department for Communities
Explanatory note
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Footnotes
[^f00001]: See section 1(7) of the Departments Act (Northern Ireland) 2016 (c. 5 (N.I.))
[^f00002]: S.I. 2005/255 (N.I. 1); Articles 215A and 215B were inserted by paragraph 2 of Schedule 9 to the Pension Schemes Act 2021 (c. 1); Articles 215D, 215E and 215G were inserted by paragraph 3 of that Schedule; see also Article 288(3)(ja) to (jc) as inserted by paragraph 5 of that Schedule
[^f00003]: See Article 215A(1) of the Pensions (Northern Ireland) Order 2005 for the meaning of “pensions dashboard service”
[^f00004]: 2018 c. 10; section 4A was inserted by section 122 of the Pension Schemes Act 2021 and relates to the pensions dashboard service provided by the Money and Pensions Service (see regulation 2 of S.I. 2019/383 which named the “single financial guidance body” established by section 1(1) of the Financial Guidance and Claims Act 2018 the “Money and Pensions Service”)
[^f00005]: See Article 215F(3) of the Pensions (Northern Ireland) Order 2005 for the definition of “relevant occupational pension scheme”
[^f00006]: S.I. 2016/326; regulation 3 was substituted by regulation 5 of S.I. 2019/906
[^f00007]: See Article 215A(2) of the Pensions (Northern Ireland) Order 2005 for the definition of “qualifying pensions dashboard service”
[^f00008]: S.I. 2022/1220
[^f00009]: Part 4A was substituted for Part 4 by section 11(2) of the Financial Services Act 2012 (c. 21)
[^f00010]: S.I. 2001/544; Article 53(1) was amended by Article 9(1) of S.I. 2003/1476, Article 2(6)(a) of S.I. 2016/392, Article 4(4) of S.I. 2017/488 and Article 2(2) and (3) of S.I. 2017/500
[^f00011]: Article 53E was inserted by Article 2(2) of S.I. 2015/731
[^f00012]: Section 137FAA was inserted by section 121(2) of the Pension Schemes Act 2021
[^f00013]: Section 38(7) was amended by Article 274(4) of the Pensions (Northern Ireland) Order 2005 and paragraph 34(2) of Schedule 12 to the Pensions Act (Northern Ireland) 2015 (c. 5 (N.I.))
[^f00014]: Regulation 29A was inserted by regulation 3(6) of S.R. 2018 No. 53 and paragraph (2A) was inserted by regulation 5(4)(b) of S.R. 2018 No. 165
[^f00015]: Paragraph 30(1) was renumbered by regulation 5(b)(i) of S.R. 2021 No. 272 and head (f) was added by regulation 5(5)(c) of S.R. 2018 No. 165
[^f00016]: 1971 c. 80
[^f00017]: 2015 c. 8
[^f00018]: Article 10(8A) was inserted by paragraph 9 of Schedule 2 to the Welfare Reform and Pensions (Northern Ireland) Order 1999 (S.I. 1999/3147 (N.I. 11))
[^f00019]: S.I. 2008/2698
[^f00020]: S.I. 2009/1976
[^f00021]: See Articles 79 and 81 of the Pensions (Northern Ireland) Order 2005
[^f00022]: 2018 c. 12
[^f00023]: S.I. 2005/255 (N.I. 1)
[^f00024]: S.R. 2014 No. 79
[^f00025]: S.R. 2005 No. 91
[^f00026]: 2008 c. 13 (N.I.)
[^f00027]: 2021 c. 1
[^f00028]: Part 1A (sections 1A to 3S) was substituted for Part 1 by section 6(1) of the Financial Services Act 2012
[^f00029]: 2000 c. 8
[^f00030]: 2021 c. 6 (N.I.)
[^f00031]: 2010 c. 25; paragraph 12 was amended by paragraph 1(2) of Schedule 11 to the Public Service Pensions Act 2013 (c. 25)
[^f00032]: 1998 c. 47; section 48 was amended by section 7(2) of the Northern Ireland (Monitoring Commission etc.) Act 2003 (c. 25), section 2 of the Northern Ireland Assembly Members Act 2010 (c. 16) and Article 5(g) of S.I. 2011/978
[^f00033]: The definition of “pensioner member” was amended by paragraph 5(3) of Schedule 5 to the Child Support, Pensions and Social Security Act (Northern Ireland) 2000 (c. 4 (N.I.)) and Article 11(7) of S.I. 2006/745
[^f00034]: The definition of “public service pension scheme” was inserted by paragraph 2(3) of Schedule 4 to the Public Service Pensions Act (Northern Ireland) 2014 (c. 2 (N.I.))
[^f00035]: S.R. 2005 No. 93; regulation 2 was amended by regulation 5(3) of S.R. 2006 No. 65 and regulation 17(3) of S.I. 2019/193
[^f00036]: For example, see S.R. 2021 No. 314
[^f00037]: 2022 c. 7
[^f00038]: Paragraph 6 was amended by regulation 73(8)(a) of S.R. 2014 No. 204
Editorial notes
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Reading this document does not replace reading the official text published on legislation.gov.uk. Contains public sector information licensed under the Open Government Licence v3.0. We assume no responsibility for any inaccuracies arising from the conversion of the original CLML XML to this format.
This text is published under legislation.gov.uk's own terms of reuse, not a Legalize or public-domain licence.
legislation.gov.uk
Open Government Licence v3.0 (attribution required)
© Crown and database right. Derived from content available under the Open Government Licence v3.0 from legislation.gov.uk.