Consumer Credit Act 2006

Type Public General Act
Publication 2006-03-30
Last updated 2014-04-01
State In force
Department Statute Law Database
articles Not indexed
Reform history JSON API

[^key-f0b642d771ad5728dbaf4cc0c0ad4954]: Sch. 3 para. 11 in force at 6.4.2007 by S.I. 2007/123, art. 3(2), Sch. 2

[^key-1f6c645da0be39495f4cfdda959183f2]: Sch. 3 para. 14 in force at 6.4.2007 by S.I. 2007/123, art. 3(2), Sch. 2

[^key-d812dd708d35787dc42dc3f0c5a794e5]: Sch. 3 para. 15 in force at 6.4.2007 by S.I. 2007/123, art. 3(2), Sch. 2

[^key-5194fb40517697da62f15f423e30349c]: Sch. 3 para. 16 in force at 6.4.2007 by S.I. 2007/123, art. 3(2), Sch. 2

[^key-f03320d71683479937fabfa1644ad347]: Sch. 3 para. 29 in force at 6.4.2007 by S.I. 2007/123, art. 3(2), Sch. 2

[^key-61274979e2816952f36a65d0ce07035a]: Sch. 3 para. 1(2) in force at 6.4.2007 for specified purposes by S.I. 2007/123, art. 3(2), Sch. 2

[^key-241c4d3f8a3054b3f35f4ab8659b0405]: Sch. 4 in force at 6.4.2007 for specified purposes by S.I. 2007/123, art. 3(2), Sch. 2

[^key-46809cd5224f00a8bbeee25d4feb1003]: S. 69(1) in force at 1.12.2007 for specified purposes by S.I. 2007/3300, art. 3(1), Sch. 1

[^key-1a252332a009ef93136670a17481aeb7]: S. 5(1)-(4) (7) (10) in force at 6.4.2008 by S.I. 2007/3300, art. 3(2), Sch. 2

[^key-6097d54b6be2702d0d4a5d959f8fd663]: S. 23 in force at 6.4.2008 by S.I. 2007/3300, art. 3(2), Sch. 2

[^key-60f5eab7b5d6811d34de89aceefe80cb]: S. 27(2)-(4) in force at 6.4.2008 by S.I. 2007/3300, art. 3(2), Sch. 2

[^key-caaf1b0eac838c848db56516efd77604]: S. 51 in force at 6.4.2008 by S.I. 2007/3300, art. 3(2), Sch. 2

[^key-525f4be3cb1c07e7d2df063aa936e1ff]: S. 56(1)(3) in force at 6.4.2008 by S.I. 2007/3300, art. 3(2), Sch. 2

[^key-ee1a010d669d8225d383b35a1bd0ad76]: S. 64 in force at 6.4.2008 by S.I. 2007/3300, art. 3(2), Sch. 2

[^key-7e6f7893afef3e8123fe4295f8b8a939]: S. 69(1) in force at 6.4.2008 for specified purposes by S.I. 2007/3300, art. 3(2), Sch. 2

[^key-adbddb385f65cc726710410c3fbeea62]: S. 70 in force at 6.4.2008 for specified purposes by S.I. 2007/3300, art. 3(2), Sch. 2

[^key-5cf98f587b7dba5bc5828f234608cd3b]: Sch. 3 para. 26 in force at 6.4.2008 by S.I. 2007/3300, art. 3(2), Sch. 2

[^key-a87a8f296f3352b0fa0c78a6e8982be6]: Sch. 3 para. 27 in force at 6.4.2008 by S.I. 2007/3300, art. 3(2), Sch. 2

[^key-b2b8b501bf8aaaa7afc3c82fde9c06b4]: Sch. 3 para. 28 in force at 6.4.2008 by S.I. 2007/3300, art. 3(2), Sch. 2

[^key-95531c6dd043c037957c112b09da4600]: Sch. 4 in force at 6.4.2008 for specified purposes by S.I. 2007/3300, art. 3(2), Sch. 2

[^key-5b7a8b3a24866756bf2fcfc6f3bbe56f]: S. 2(1) in force at 6.4.2008 for specified purposes by S.I. 2008/831, art. 3(1), Sch. 2 (with art. 4, Sch. 1)

[^key-54cd8f43035e738316ede6521b9d1ce5]: S. 2(2)(3) in force at 6.4.2008 by S.I. 2008/831, art. 3(1), Sch. 2

[^key-3ba6800daa0626bb5216a7c1d690faa9]: S. 70 in force at 6.4.2008 for specified purposes by S.I. 2008/831, art. 3(1), Sch. 2

[^key-f7ef296873310a550a2e2a64291f2f38]: Sch. 4 in force at 6.4.2008 for specified purposes by S.I. 2008/831, art. 3(1), Sch. 2 (with Sch. 1)

[^key-e7e2d66de7c0b6f4b22e2af243065f2c]: S. 6 in force at 1.10.2008 in so far as not already in force by S.I. 2007/3300, art. 3(3), Sch. 3

[^key-0b81184f83a05ccb9f4a59260bd1a193]: S. 7(3) in force at 1.10.2008 by S.I. 2007/3300, art. 3(3), Sch. 3

[^key-8bfef64971a4330278c64463062e158f]: S. 9 in force at 1.10.2008 in so far as not already in force by S.I. 2007/3300, art. 3(3), Sch. 3

[^key-6e6af05511b2f59a327eb927a825130c]: S. 10 in force at 1.10.2008 in so far as not already in force by S.I. 2007/3300, art. 3(3), Sch. 3

[^key-a46ccd9424ff6f29b130464df6b627b8]: S. 11 in force at 1.10.2008 by S.I. 2007/3300, art. 3(3), Sch. 3

[^key-d33eef9324148a377dbf2c50c5f39970]: S. 12 in force at 1.10.2008 in so far as not already in force by S.I. 2007/3300, art. 3(3), Sch. 3

[^key-84d2a9301db19dd1a026b911b9370ceb]: S. 13 in force at 1.10.2008 by S.I. 2007/3300, art. 3(3), Sch. 3

[^key-a7c58513c94e27a5d157c8c97627bc51]: S. 14(3) in force at 1.10.2008 by S.I. 2007/3300, art. 3(3), Sch. 3

[^key-8aede28c20e0e4786a984545467bac80]: S. 16 in force at 1.10.2008 by S.I. 2007/3300, art. 3(3), Sch. 3

[^key-3d55def1d2c455c8ec5bedce71314819]: S. 17 in force at 1.10.2008 in so far as not already in force by S.I. 2007/3300, art. 3(3), Sch. 3

[^key-294bb5664f5abf2c5041a5941e97c388]: S. 24(1)(3)(5) in force at 1.10.2008 by S.I. 2007/3300, art. 3(3), Sch. 3

[^key-512aa1e82fbc5aa4b42db251c5d1769d]: S. 25(1)(3)(4) in force at 1.10.2008 by S.I. 2007/3300, art. 3(3), Sch. 3

[^key-37f142e7b7d58aaa8656b352d7d3005b]: Sch. 3 para. 3 in force at 1.10.2008 by S.I. 2007/3300, art. 3(3), Sch. 3

[^key-072a8ead1504fe87b9c21d65f18b6ae3]: Sch. 3 para. 4 in force at 1.10.2008 by S.I. 2007/3300, art. 3(3), Sch. 3

[^key-437b7103c05756e2701240a7c37fc038]: Sch. 3 para. 6 in force at 1.10.2008 by S.I. 2007/3300, art. 3(3), Sch. 3

[^key-94d895b92d98e0bf79de5157da39a5b9]: Sch. 3 para. 7 in force at 1.10.2008 by S.I. 2007/3300, art. 3(3), Sch. 3

[^key-2ff8e8f0fcb52c9963e1a5310857abbc]: Sch. 3 para. 8 in force at 1.10.2008 by S.I. 2007/3300, art. 3(3), Sch. 3

[^key-569da79ab7984795db539883b60603c0]: Sch. 3 para. 9 in force at 1.10.2008 by S.I. 2007/3300, art. 3(3), Sch. 3

[^key-c76a5c2a50624887fcffdf450480b0cc]: Sch. 3 para. 12 in force at 1.10.2008 by S.I. 2007/3300, art. 3(3), Sch. 3

[^key-8db29e785e9cb89cd46c456965f1fc91]: Sch. 3 para. 13 in force at 1.10.2008 by S.I. 2007/3300, art. 3(3), Sch. 3

[^key-ceda690e7f169bfdebcd694667da47a8]: S. 2(1) in force at 31.10.2008 in so far as not already in force by S.I. 2008/831, art. 3(2), Sch. 3 (with art. 4)

[^key-3a2ee52853a5ad80c0dc339ed8c7e3e9]: S. 70 in force at 31.10.2008 in so far as not already in force by S.I. 2008/831, art. 3(2), Sch. 3

[^key-2f647b25582259ff1af0feca92a99762]: Sch. 4 in force at 31.10.2008 in so far as not already in force by S.I. 2008/831, art. 3(2), Sch. 3

[^key-82c4ea83536a4a2d0e06674fd362b379]: Sch. 3 para. 2 repealed (31.10.2008) by Legislative Reform (Consumer Credit) Order 2008 (S.I. 2008/2826), arts. 1, 6

[^key-be602b4690c3e3e912cd520443beaa3e]: Sch. 1 repealed (1.9.2009) by Transfer of Functions of the Consumer Credit Appeals Tribunal Order 2009 (S.I. 2009/1835), art. 1, Sch. 3 (with Sch. 4)

[^key-5887a23cc2fd28aa9adb9dbce6e5e459]: S. 55 repealed (1.9.2009) by Transfer of Functions of the Consumer Credit Appeals Tribunal Order 2009 (S.I. 2009/1835), art. 1, Sch. 3 (with Sch. 4)

[^key-42290fe2a0d23cec3f0aee1f814651e9]: S. 56(2) repealed (1.9.2009) by Transfer of Functions of the Consumer Credit Appeals Tribunal Order 2009 (S.I. 2009/1835), art. 1, Sch. 3 (with Sch. 4)

[^key-c6d83e91a5feb197af09e1d79640a39a]: S. 57 repealed (1.9.2009) by Transfer of Functions of the Consumer Credit Appeals Tribunal Order 2009 (S.I. 2009/1835), art. 1, Sch. 3 (with Sch. 4)

[^key-0c24c26ab276bb2c5a73adb16994e9c7]: S. 58 repealed (1.9.2009) by Transfer of Functions of the Consumer Credit Appeals Tribunal Order 2009 (S.I. 2009/1835), art. 1, Sch. 3 (with Sch. 4)

[^key-8867917d72a0c06e721703ff14fd7e45]: S. 27(1)(2) omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), Sch. para. 10(a)

[^key-38af5f4e7c4702a154dafb5f81437c07]: S. 51(1) omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), Sch. para. 10(a)

[^key-3b53ac7bab97a246405e38bf0605d86c]: S. 5(1) omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), Sch. para. 10(a)

[^key-ae2bd50f4ab42979c3af82a2d7271163]: S. 5(2)(b) omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), Sch. para. 10(a)

[^key-3c3e0386e9ab4e6178bc28ae8d0b8416]: S. 5(3)(4) omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), Sch. para. 10(a)

[^key-24dd610916316f717c23f6c9d120d8c3]: S. 2(3) omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), Sch. para. 10(a)

[^key-c417999fd0093cfd7c91c87793140ff3]: S. 25(2) omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), Sch. para. 10(a)

[^key-e56b26cb1832c8db430f14bf4ce5a4ae]: S. 25(3) omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), Sch. para. 10(a)

[^key-33fe9b505fa33b869ba903023b4e1c95]: S. 51(3) omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), Sch. para. 10(a)

[^key-da065e6d5118ddbf2e8248dd6be03d2a]: S. 51(4) omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), Sch. para. 10(a)

[^key-cf203957c263d76b56d2fdfc9a3cbfcc]: S. 5(10) omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), Sch. para. 10(a)

[^key-4c72c7e9961d1523bc5208ff724075ad]: S. 51(7) omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), Sch. para. 10(a)

[^key-17e18b18dbe28248d07f2fc249aa9f10]: S. 62 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), Sch. para. 10(a)

[^key-00c026df361420443aef4c252266682f]: S. 3 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), Sch. para. 10(a)

[^key-402da8663007602bcdb22f7caabe1b3d]: S. 4 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), Sch. para. 10(a)

[^key-e64f4dba1889ae00abb7e5c4f37bbe81]: S. 26 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), Sch. para. 10(a)

[^key-e4e9114e5a3820383672fbbac54c6f39]: S. 65 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), Sch. para. 10(a)

[^key-cc040e71f60abc94d2de6745eafc191c]: S. 59 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), Sch. para. 10(a)

[^key-fc2ed4ece83d2936208c98aada414ef4]: S. 60 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), Sch. para. 10(a)

[^key-74d72ab061060d88df62dd775f87d64c]: Sch. 2 omitted (26.7.2013 for specified purposes) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), Sch. para. 10(b)

[^key-2de1becb72bf3439be06516117c99392]: S. 22(1)-(3) omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), Sch. para. 10(a)

[^key-2c60fefa23dc178ead624b4d8e3a0da1]: S. 24(2)-(4) omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), Sch. para. 10(a)

[^key-51c2ab8299b5b77345e55dc9213f2fe2]: Ss. 28-50 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), Sch. para. 10(a)

[^key-827491d2fa12b990fbbcc817a2cb6e5e]: Ss. 52-54 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), Sch. para. 10(a)

[^key-c7be611b4c816880c588fbd629143f2d]: S. 61(1)-(3) omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), Sch. para. 10(a)

[^key-46a515c11968066a7d19843a92c40673]: S. 61(5)-(10) omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), Sch. para. 10(a)

[^key-56d8a448fd69ae648bdd42d2f58e3290]: Sch. 3 paras. 18-25 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), art. 1(2)(6), Sch. para. 10(c)

Monitoring of businesses by OFT

Determinations etc. by OFT

Financial provision

Exemption relating to businesses

Further provision relating to statements

Notice of sums in arrears under fixed-sum credit agreements etc.

Failure to give notice of sums in arrears

Time orders

Credit information services

Issue of standard licences

Further provision relating to civil penalties

Consequential amendments relating to appeals

Disapplication of s.101 of the 1974 Act

Sums received by OFT

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