The Cancellation of Student Loans for Living Costs Liability (Wales) Regulations 2020

Gwnaed: 23 Mehefin 2020

Gosodwyd gerbron Senedd Cymru: 25 Mehefin 2020

Yn dod i rym: 1 Awst 2020

Mae Gweinidogion Cymru yn gwneud y Rheoliadau a ganlyn drwy arfer y pwerau a roddir i’r Ysgrifennydd Gwladol gan adrannau 22(2)(g), (3)(d) a 42(6) o Ddeddf Addysgu ac Addysg Uwch 1998[^f00001]ac sydd bellach yn arferadwy ganddynt hwy[^f00002].

Title and commencement

1

• (1) Enw’r Rheoliadau hyn yw Rheoliadau Dileu Atebolrwydd dros Fenthyciadau i Fyfyrwyr at Gostau Byw (Cymru) 2020.

• (2) Daw’r Rheoliadau hyn i rym ar 1 Awst 2020.

Application

2

Mae’r Rheoliadau hyn yn gymwys o ran Cymru ac mewn perthynas â darparu cymorth i fyfyrwyr mewn cysylltiad â Blwyddyn Academaidd 2020/2021.

Interpretation

3

In these Regulations—

• “the 1998 Act” (“Deddf 1998”) means the Teaching and Higher Education Act 1998;

• “the 2008 Act” (“Deddf 2008”) means the Sale of Student Loans Act 2008[^f00003];

• “academic year” (“blwyddyn academaidd”) means the period of twelve months beginning on 1 September, 1 January, 1 April or 1 July of the calendar year in which the academic year of the course in question begins, according to whether that academic year begins on or after 1 August but before 1 January, on or after 1 January but before 1 April, on or after 1 April but before 1 July, or on or after 1 July but before 1 August, respectively;

• “Academic Year 2020/2021” (“Blwyddyn Academaidd 2020/2021”) means an academic year which begins on or after 1 September 2020 but before 1 September 2021;

• “borrower” (“benthyciwr”) means a person who has received a loan for living costs;

• “loan for living costs” (“benthyciad at gostau byw”) is a loan received from the Welsh Ministers in respect of the Academic Year 2020/2021 under Part 6 of the Education (Student Support) (Wales) Regulations 2017[^f00004] or under Part 8 of the Education (Student Support) (Wales) Regulations 2018[^f00005] in respect of a full-time course;

• “Outstanding Liability” (“Atebolrwydd sydd heb ei Dalu”) has the meaning given in regulation 7;

• “Repayment Date” (“Dyddiad Ad-dalu”) means the day after the date on which the borrower’s first loan repayment is considered to have been received by either Her Majesty’s Revenue and Customs or the Welsh Ministers, whichever is considered (in accordance with regulations made under section 22 of the 1998 Act[^f00006]) to have received it first;

• “Satisfaction Date” (“Dyddiad Bodloni”) has the meaning given in regulation 9;

• “Specified Amount” (“Swm Penodedig”) has the meaning given in regulation 6; and

• “Welsh Ministers” (“Gweinidogion Cymru”) includes any person to whom they have transferred or delegated their functions under section 23 of the 1998 Act[^f00007] or to whom they have transferred their rights under section 9 of the 2008 Act.

Qualification for cancellation

4

Mae benthyciwr yn gymwys i gael y Swm Penodedig o’i Atebolrwydd sydd heb ei Dalu wedi ei ddileu o dan yr amgylchiadau a nodir yn rheoliad 5 (“yr Amgylchiadau”).

Circumstances

5

Yr Amgylchiadau at ddibenion rheoliad 4 yw bod Gweinidogion Cymru yn ystyried, ar y Dyddiad Ad-dalu—

• (a) nad yw’r benthyciwr wedi torri unrhyw rwymedigaeth a geir mewn unrhyw gytundeb ar gyfer benthyciad myfyriwr neu mewn unrhyw reoliadau a wneir o dan adran 22 o Ddeddf 1998;

• (b) nad oes gan y benthyciwr gosbau, costau, treuliau neu ffioedd sydd heb eu talu mewn perthynas ag unrhyw fenthyciad o’r fath yn unol ag unrhyw gytundeb neu reoliadau o’r fath; ac

• (c) nad yw’r benthyciwr wedi cael unrhyw o’i atebolrwydd i dalu mewn cysylltiad â benthyciad a gafwyd gan Weinidogion Cymru wedi ei ddileu (gan gynnwys dilead o £0.00) o dan ddarpariaethau—

• (i) Rheoliadau Dileu Atebolrwydd dros Fenthyciadau i Fyfyrwyr at Gostau Byw (Cymru) 2010[^f00008];

• (ii) Rheoliadau Dileu Atebolrwydd dros Fenthyciadau i Fyfyrwyr at Gostau Byw (Cymru) 2011[^f00009];

• (iii) Rheoliadau Dileu Atebolrwydd dros Fenthyciadau i Fyfyrwyr at Gostau Byw (Cymru) 2012[^f00010];

• (iv) Rheoliadau Dileu Atebolrwydd dros Fenthyciadau i Fyfyrwyr at Gostau Byw (Cymru) 2013[^f00011];

• (v) Rheoliadau Dileu Atebolrwydd dros Fenthyciadau i Fyfyrwyr at Gostau Byw (Cymru) 2014[^f00012];

• (vi) Rheoliadau Dileu Atebolrwydd dros Fenthyciadau i Fyfyrwyr at Gostau Byw (Cymru) 2015[^f00013];

• (vii) Rheoliadau Dileu Atebolrwydd dros Fenthyciadau i Fyfyrwyr at Gostau Byw (Cymru) 2016[^f00014];

• (viii) Rheoliadau Dileu Atebolrwydd dros Fenthyciadau i Fyfyrwyr at Gostau Byw (Cymru) 2017[^f00015];

• (ix) Rheoliadau Dileu Atebolrwydd dros Fenthyciadau i Fyfyrwyr at Gostau Byw (Cymru) 2018[^f00016]; neu

• (x) Rheoliadau Dileu Atebolrwydd dros Fenthyciadau i Fyfyrwyr at Gostau Byw (Cymru) 2019[^f00017].

Specified Amount

6

Y Swm Penodedig yw’r swm lleiaf o’r canlynol—

• (a) £1,500; neu

• (b) yr Atebolrwydd sydd heb ei Dalu.

Outstanding Liability

7

• (1) Yn ddarostyngedig i baragraff (2), yr Atebolrwydd sydd heb ei Dalu yw’r cyfanswm yr ystyrir ei fod yn daladwy gan y benthyciwr ar y Dyddiad Ad-dalu mewn cysylltiad ag unrhyw fenthyciad at gostau byw, ond nid yw’n cynnwys unrhyw log sydd wedi cronni nac unrhyw gosbau, costau, treuliau neu ffioedd yr aed iddynt mewn cysylltiad ag unrhyw fenthyciad o’r fath.

• (2) At ddibenion rheoliad 9, yr Atebolrwydd sydd heb ei Dalu yw’r cyfanswm yr ystyrir ei fod yn daladwy gan y benthyciwr ar y Dyddiad Bodloni mewn cysylltiad ag unrhyw fenthyciad at gostau byw, ond nid yw’n cynnwys unrhyw log sydd wedi cronni nac unrhyw gosbau, costau, treuliau neu ffioedd yr aed iddynt mewn cysylltiad ag unrhyw fenthyciad o’r fath.

• (3) At ddibenion cyfrifo’r Atebolrwydd sydd heb ei Dalu ym mharagraffau (1) a (2), cyfrifir y swm yr ystyrir ei fod yn daladwy gan y benthyciwr yn unol â rheoliadau a wneir yn unol ag adran 22 o Ddeddf 1998[^f00018].

Cancellation

8

O dan yr Amgylchiadau yn rheoliad 5, rhaid i Weinidogion Cymru ddileu’r Swm Penodedig gydag effaith o’r Dyddiad Ad-dalu.

9

Os oes unrhyw un neu ragor o’r Amgylchiadau yn rheoliad 5 heb ei fodloni neu heb eu bodloni ar y Dyddiad Ad-dalu, ond ei fod yn cael ei fodloni neu eu bod yn cael eu bodloni ar ddyddiad diweddarach, caiff Gweinidogion Cymru ddileu’r Swm Penodedig gydag effaith o’r dyddiad y maent yn ystyried y cafodd yr Amgylchiadau eu bodloni (“y Dyddiad Bodloni”).

Signed

Kirsty Williams — Y Gweinidog Addysg, un o Weinidogion Cymru — 23 Mehefin 2020

Explanatory note

(Nid yw’r nodyn hwn yn rhan o’r Rheoliadau)

NODYN ESBONIADOL

Mae’r Rheoliadau hyn yn llywodraethu atebolrwydd dros fenthyciad myfyrwyr sydd gan fyfyrwyr llawnamser sy’n cael benthyciadau at gostau byw gan Weinidogion Cymru mewn cysylltiad â blwyddyn academaidd 2020/2021.

Mae’r Rheoliadau hyn yn darparu ar gyfer dileu hyd at £1,500 o atebolrwydd benthyciwr dros fenthyciad at gostau byw o dan amgylchiadau penodol, gydag effaith o’r diwrnod ar ôl y dyddiad yr ystyrir bod ei ad-daliad cyntaf ar ei fenthyciad wedi ei gael.

Ystyriwyd Cod Ymarfer Gweinidogion Cymru ar gynnal Asesiadau Effaith Rheoleiddiol mewn perthynas â’r Rheoliadau hyn. O ganlyniad, ystyriwyd nad oedd yn angenrheidiol cynnal asesiad effaith rheoleiddiol o’r costau a’r manteision sy’n debygol o ddeillio o gydymffurfio â’r Rheoliadau hyn.

Footnotes

[^f00001]: 1998 c. 30

[^f00002]: The functions of the Secretary of State under section 22(2)(g) and (3)(d) of the Teaching and Higher Education Act 1998 were transferred to the National Assembly for Wales so far as they relate to making provision in relation to Wales by section 44 of the Higher Education Act 2004 (c. 8),. The Secretary of State’s function in section 42(6) was transferred, in so far as exercisable in relation to Wales, to the National Assembly for Wales by the National Assembly for Wales (Transfer of Functions) Order 1999, article 2 and Schedule 1 (S.I. 1999/672). The functions of the National Assembly for Wales were transferred to the Welsh Ministers by virtue of section 162 of and paragraph 30 of Schedule 11 to the Government of Wales Act 2006 (c. 32).

[^f00003]: 2008 c. 10.

[^f00004]: S.I. 2017/47 (W. 21), amended by S.I. 2018/191 (W. 42), S.I. 2018/814 (W. 165), S.I. 2019/235 (W. 54), S.I. 2019/424 (W. 98) as from the “completion day” (as defined by the European Union (Withdrawal Agreement) Act 2020 c. 1, section 39(1) to (5)), S.I. 2019/1094, S.I. 2019/1192 (W. 209), S.I. 2020/142 (W. 25) and S.I. 2020/143 (W. 26).

[^f00005]: S.I. 2018/191 (W. 42), amended by S.I. 2018/813 (W. 164), S.I 2018/814 (W. 165), S.I. 2019/235 (W. 54), S.I. 2019/424 (W. 98) as from the “completion day” (as defined by the European Union (Withdrawal Agreement) Act 2020 c. 1, section 39(1) to (5)), S.I. 2019/1094, S.I. 2019/1192) (W. 209) S.I. 2020/142 (W. 25) and S.I. 2020/143 (W. 26).

[^f00006]: At the time of making these Regulations, the date on which a borrower’s repayment is considered to have been received is determined in accordance with regulation 17 of the Education (Student Loans) (Repayment) Regulations 2009 (S.I. 2009/470).

[^f00007]: Section 23 was amended by section 146 of the Learning and Skills Act 2000 (c. 21), S.I. 2002/808 and S.I. 2010/1158.

[^f00008]: S.I. 2010/1704 (W. 164).

[^f00009]: S.I. 2011/1654 (W. 189).

[^f00010]: S.I. 2012/1518 (W. 201).

[^f00011]: S.I. 2013/1396 (W. 135).

[^f00012]: S.I. 2014/1314 (W. 134).

[^f00013]: S.I. 2015/1418 (W. 142).

[^f00014]: S.I. 2016/48 (W. 20).

[^f00015]: S.I. 2017/489 (W. 102).

[^f00016]: S.I. 2018/818 (W. 166).

[^f00017]: S.I. 2019/1073 (W. 191).

[^f00018]: At the time of making these Regulations the amount which a borrower is considered to have repaid and therefore the amount that is considered to still be payable is determined in accordance with the Education (Student Loans) (Repayment) Regulations 2009 (S.I. 2009/470). See in particular regulations 17, 29, 44 and 76.

Editorial notes

[^key-57fbe6134fb8121de45d7585480eb1f0]: Reg. 1 in force at 1.8.2020, see reg. 1(2)

[^key-0face6e10822c22b7e60b4f296bee81b]: Reg. 2 in force at 1.8.2020, see reg. 1(2)

[^key-118e6b0e65938887dbafd5bf49330fc7]: Reg. 3 in force at 1.8.2020, see reg. 1(2)

[^key-f3841bee3ad73441e12e9d604b8b2315]: Reg. 4 in force at 1.8.2020, see reg. 1(2)

[^key-290415216a4bd8ac5d0f8a20a229c4ea]: Reg. 5 in force at 1.8.2020, see reg. 1(2)

[^key-850258bc520575774bd4051f1e4e7925]: Reg. 6 in force at 1.8.2020, see reg. 1(2)

[^key-e05bba8440417e76f7da0751ebb934dc]: Reg. 7 in force at 1.8.2020, see reg. 1(2)

[^key-a5d4405d17f3aefbed73e91173444888]: Reg. 8 in force at 1.8.2020, see reg. 1(2)

[^key-c07a3d7f3a7eb1260821bd6a794aab7b]: Reg. 9 in force at 1.8.2020, see reg. 1(2)

Enwi a chychwyn

Cymhwyso

Dehongli

Y cymhwyster ar gyfer dileu

Yr Amgylchiadau

Y Swm Penodedig

Yr Atebolrwydd sydd heb ei Dalu

Dileu